Beginner’s Guide to selecting a Phone Plan

Beginner’s Guide to selecting a Phone Plan

Mobile phone plans have been around for a while, and for most people, their parents got them their first phones with a paid plan.

Overtime as they grow, they have to shift towards sorting their own bills and that when they first encounter their first mobile phone contract. 

For most people, the easiest option is to simply copy their friend’s plan or settle on the first advertisement that catches their eyes.

This path however leads to bad phone plans resulting in credit debt.

This article will help you navigate through different phone plans and how their primary differences could direct you to what you are looking for.

Pre-Paid Plans

Pre-paid plans allow you to buy tokens of data, SMS and minute packages based on your usage.

Once these packages get exhausted, you simply top up and continue using.

Pre-paid plans can also be referred to as Sim-only plans since any plan that involves a mobile phone on contract will also involve monthly allocations of packages which would mean they are post-paid on a monthly basis. 

Pay as You Go

Pay as you go is one of the popular and cheapest mobile plans for those on the go. Travelers get to enjoy the option of paying in advance and using discounted rates on services. The time limit allowed to use these features won’t work for someone who is planning on sticking in one place for a long time. The pay as you go plan allows for greater flexibility in that once the resources expire, you can simply top up and continue unlike the post paid option which would lock your use until the new month..

Getting the Right Deal on Your Phone Plan

If you opt to get a phone plan instead of the Sim-only plan, then make sure you select a device that you know can serve for a long time.

Keep your options tightly within your monthly budget so that you don’t end up with high premiums that will choke you financially.

There will always be new and better phones coming out every quarterly and you don’t have to have the latest one every time, even if your contract allows you to upgrade anytime you want.

The average time it takes to pay off a phone using a phone plan is usually 2-3 years.

Cheaper phones would take about 1 year, but carrier companies avoid bundling cheaper phones with discounted data or minutes.

However, if you have a good alternative data plan such as home Wi-Fi, then you can go for a more expensive phone but with a limited data plan. 

Extra Tips to Mitigate Rising Costs on your Phone Plan

1. Review your phone usage regularly.

Knowing how and when you use your phone can help you assess whether your current plan is the best fit for you.

2. Take advantage of discounts.

Many service providers offer discounts for customers who are willing to sign up for a longer-term contract.

3. Consider a prepaid plan.

If you find that you’re regularly exceeding your monthly data allowance, a prepaid plan can be a good option as it allows you to pay for only the data you use.

4. Use Wi-Fi whenever possible.

Free Wi-Fi is available in many public places, and it can be used to make calls, send texts, and access the internet.

5. Disable unused features.

If you’re not using features like international calling or data roaming, make sure to disable them in your settings to avoid being charged for them unnecessarily.

6. Keep an eye on your data usage.

Tracking your data usage can help you stay within your monthly limit and avoid overage charges.

7. Download apps that track your usage.

There are many apps available that can track your phone usage and help you stay within your monthly limit.

8. Choose a smaller data plan.

If you find that you’re regularly exceeding your data allowance, downsizing to a smaller plan can save you money each month

9. Use Data Saver mode.

Most smartphones have a built-in feature that allows you to compress data to help reduce your overall usage

10 Limit background data usage.

Many apps continue to run in the background even when they’re not in use, which can consume a significant amount of data.

If rising costs are putting a strain on your budget, these tips can help you keep your phone bill under control.

By being mindful of your usage and taking advantage of discounts and features that allow you to reduce your data consumption, you can keep your monthly costs down without sacrificing your connectivity needs.


There’s a lot to consider when choosing a phone plan, but the most important thing is to find one that fits your needs.

If you’re a heavy data user, look for a plan with unlimited data. If you don’t use your phone much, a cheaper, basic plan may be a better option.

And be sure to consider things like coverage and international calling if you travel often.

With so many options out there, it can be tricky to find the perfect phone plan.

But by doing your research and knowing what you need, you can find a great deal on a plan that works for you.



Hi! I'm Partha. I'm an aspiring entrepreneur, passionate blogger, digital product reviewer, and online marketer. Here on my blog, I share marketing strategies, case studies, and digital product reviews - to help you make an informed purchase decision and get more website traffic, leads and sales.

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